Terms and Conditions
JBN Capital LLC – Terms and Conditions
Last Updated: August 24, 2025
By using the JBN Capital LLC website (www.jbncapital.com) or any of its services, you agree to be bound by these Terms and Conditions. You affirm that you are at least 18 years of age or older. If you do not agree to these Terms, do not use the website or services.
1. Definitions
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Subscriber/User: Any person accessing or using the website or services, including authorized representatives.
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Company/We/Us: JBN Capital LLC, owner and operator of www.jbncapital.com.
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Website: www.jbncapital.com and any related digital services.
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Services: Commercial real estate and business loan-related services provided via the website, including consultations, listings, and connections.
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Information: All written, visual, audio, or digital content provided by JBN Capital LLC or submitted by users.
2. Platform Use & Eligibility
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You must be 18 years or older.
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You represent that all information you provide is truthful, accurate, and complete.
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Users must not use the platform to solicit, broker, or advertise unrelated services or products.
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JBN Capital LLC reserves the right to suspend or terminate accounts for misrepresentation, misuse, or violation of these Terms.
3. Disclaimer & Risk Acknowledgment
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JBN Capital LLC is not a licensed broker, financial advisor, or legal entity offering investment advice.
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Information provided on the website does not constitute an offer, solicitation, or recommendation to buy or sell securities, real estate interests, or other investment products.
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All transactions, loans, or agreements are conducted independently by users.
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Users are solely responsible for verifying the accuracy, legitimacy, and suitability of any property, loan, or business opportunity.
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JBN Capital LLC is not liable for losses, damages, disputes, or injuries resulting from user-to-user interactions, property inspections, or loan transactions.
4. Syndication & Legal Compliance
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Discussions about investment syndications or joint ventures must occur off-platform and comply with applicable federal, state, and local laws.
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Users are responsible for understanding securities, advertising, and consumer protection laws before engaging in investment activities.
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Users are encouraged to consult with licensed attorneys, financial advisors, and review the SEC (www.sec.gov) and FTC (www.ftc.gov) guidance.
5. Governing Law & Jurisdiction
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These Terms are governed by the laws of Texas, without regard to conflict-of-law principles.
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Disputes must be resolved in the courts of Harris County, Texas, or through arbitration as described below.
6. Arbitration & Class Action Waiver
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Users agree to resolve disputes through binding arbitration, waiving any right to a jury trial or class action.
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Arbitration procedures will follow our arbitration policy available on request.
7. User Conduct
Users agree not to:
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Harass, spam, or solicit other users.
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Post offensive, discriminatory, or illegal content.
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Violate Fair Housing laws, civil rights statutes, or any applicable local regulations.
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Misrepresent investment capacity, track record, business affiliations, or credentials.
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Engage in activities that could harm JBN Capital LLC, the platform, or other users.
Violations may result in suspension or permanent account termination.
8. Intellectual Property & Content
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Users retain ownership of content they submit but grant JBN Capital LLC a non-exclusive, worldwide, royalty-free license to use content for website operation, marketing, and analytics.
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Users must ensure content does not infringe third-party intellectual property rights.
9. Privacy, Data, and Communication
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Users consent to our Privacy Policy and agree to receive transactional and promotional communications.
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SMS or phone communications require consent per the TCPA.
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Users may opt out of marketing emails in compliance with the CAN-SPAM Act.
10. Accessibility Statement
JBN Capital LLC is committed to digital accessibility in accordance with ADA and WCAG standards. If you experience difficulty accessing the website, contact us at support@jbncapital.com. Reasonable efforts will be made to provide information in an accessible format.
11. Age Restrictions (COPPA)
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The website is intended for users 18 years and older.
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We do not knowingly collect personal data from individuals under 18.
12. Reporting Violations & Misuse
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Users may report misconduct or violations.
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JBN Capital LLC may block or remove users who violate these Terms.
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We reserve the right to report illegal activity to law enforcement.
13. Payment, Subscriptions, and Refunds
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Some services may require fees or subscription payments.
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All payments are non-refundable unless required by law.
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Subscriptions may auto-renew unless canceled prior to renewal.
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Fraudulent or disputed payments may result in account suspension or termination.
14. Third-Party Services & Integrations
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JBN Capital LLC may integrate third-party services (e.g., mapping, analytics, payment processors).
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Use of third-party services is subject to their terms and privacy practices.
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JBN Capital LLC is not liable for third-party service errors or outages.
15. Termination & Survival
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Accounts may be terminated for violations, unlawful activity, or harm to the platform.
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Prepaid fees are non-refundable in case of termination.
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Certain provisions survive termination, including intellectual property, disclaimers, and dispute resolution.
16. Market Data & Analytics
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Content and interactions may be aggregated for analytics and market insights.
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Data will be anonymized and used for internal research, reporting, and investor resources.
17. Property Visits & Liability
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Users assume all risks when visiting properties or meeting loan applicants.
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JBN Capital LLC is not liable for any injuries, damages, or deaths that occur during property visits or due diligence activities.
18. Copyright & DMCA
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JBN Capital LLC respects intellectual property rights.
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Copyright infringement claims must include a detailed written notice.
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JBN Capital LLC may remove infringing content and terminate repeat violators.
19. California Residents’ Rights (CCPA/CPRA)
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California residents may request access, correction, or deletion of personal data.
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Contact privacy@jbncapital.com to exercise these rights.
20. Indemnification & Disclaimer
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Users agree to indemnify JBN Capital LLC, its officers, directors, and affiliates from any claims, liabilities, or damages arising from violation of these Terms.
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Services are provided “as is” without warranty of merchantability or fitness for a particular purpose.
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JBN Capital LLC does not guarantee accuracy, completeness, or suitability of property or business listings.
21. Limitation of Liability
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JBN Capital LLC will not be liable for indirect, incidental, consequential, or punitive damages arising from the use of the website or services.
22. Entire Agreement & Amendments
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These Terms, along with the Privacy Policy and related documents, constitute the entire agreement between you and JBN Capital LLC.
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We may amend these Terms at any time; continued use of the website constitutes acceptance of updates.