JBN Capital LLC specializes in small business loans under $5 Million. Since 1994 we been providing small balance commercial real estate loans for investors nationwide. The underwriting process is streamline and we can offer you Loan terms from 1, 3, 5, 15 year or 30-year terms and with no balloons. Interest rates are the most competitive in the market.
We have all types of small commercial real estate loans to fit your needs such as no-doc, low-doc and full-doc loans. Also we offer loans for cash out refinance, repairs and acquisitions. And we will tailor make your loan for you. Just let us know what terms and rates you prefer within reasonable parameters and we will do our best to accommodate you. We lend on any income producing loans such as
Retail Centers and free-standing retail buildings
Multifamily properties
Office buildings
Light Industrial buildings
Warehouses
Mix-used
Self-storage
Other properties
JBN Capital LLC does not charge any upfront application or commitment fees. You just pay the normal lender fees such at the time of issuance of a letter of intent such as appraisal fees, attorney fees to draw up the loan documents title fees and other fees related to your loan.
Also we offer commercial construction loans as well as financing for non-owner occupied single residential investment properties, and commercial real estate properties. To give you a loan estimate, please give us the name of the project, the address, pictures of the front, back and sides of the property, or no pictures are available an elevation plan and floor plan is suitable, a resume about the length of experience in construction and remodeling, the time period you need the loan, our application that we will provide with personal financial statement and your current tri-merge credit report. You can obtain your complementary tri-merge credit on line or through the credit reporting agency.
Small Balance Commercial Mortgage Program Guidelines.
Commercial financing from 70% up 90 % CLTV.
- Loan terms up to 30 years
- No balloon or calls
- Cash out refinancing available
- Tax return and no tax return options
- Seller seconds on a case-by-case basis and up to 10% or we can provide a secondary loan for the repairs if the repairs will abide to environmentally friendly fixtures and materials.
- 650 minimum credit score
- Full document, low document and no document options
With JBN Capital LLC you can save time and money. We offer streamline underwriting process, no tax returns if you are going with a no-document loan. Letter of intent issued quickly when all application and information from the borrower is submitted to our underwriter.